Проблеми і потенційні можливості розвитку IT-сфери в Україні за умов активізування процесів інтегрування до міжнародного ринку: управлінський аспект

Abstract

Стаття присвячена проблемам, потенційним можливостям розвитку ІТ-сфери в Україні за умов активізування процесів інтегрування до міжнародного ринку. Проаналізовано тенденції кількості суб’єктів господарювання ІТ-сфери за останні роки. Стаття містить характеристику тенденцій розвитку та інституціональних суб’єктів регулювання світового ІТ-ринку за управлінськими рівнями. Проаналізовано стратегічні напрямки розвитку національного ІТ-ринку, що мають логічно узгоджуватися із головними сферами економіки. A study was conducted on the importance of leasing companies in the development of the modern domestic credit market. It was determined that the main objects of the leasing loan in Ukraine are: industrial machinery, construction machinery, cars and various equipment, and the subjects are both economic entities and natural persons. The main negative factors affecting the development of leasing companies in Ukraine are considered and highlighted. It was determined that Ukraine ranks only 41st in terms of the volume of leasing agreements, although the volume of industrial enterprises in Ukraine. It has been proven that the economic climate, inflationary consequences, war, protracted pandemic, increase in the exchange rate of the national currency, inefficiency of information development of leasing companies, inconsistency of the legislative framework, low level of support from the state have a significant impact on the volumes and efficiency of the activity of leasing companies. The relationship between leasing volumes and individual industries, which are the largest clients of the leasing sector, has been established. It was determined that from the middle of 2020, the National Bank of Ukraine will be the regulator of the activities of domestic credit unions, which separates leasing companies from financial intermediation. It has been proven that there are internal factors restraining the development of leasing services: lack of clear and timely submission of financial statements of leasing companies in accordance with international standards; reluctance to conduct an internal audit of activities (at least once every three years to find directions for own financial optimization); lack of calculation of indicators of financial status and potential; lack of a developed risk management program; lack of a marketing strategy (developed modern sites, holding conferences and webinars) information development; low level of trust in credit service market regulators.