Стабільність національної грошової одиниці як чинник забезпечення стійкості фінансової системи

Abstract

Розглянуто основні тенденції розвитку грошово-кредитної сфери України. Визначено, що стійкість фінансової системи безпосередньо залежить від стабільності грошової одиниці. Встановлено, що забезпечення стабільності грошової сфери необхідно здійснювати шляхом стабілізації монетизації, валютної, цінової стабілізації та стабілізації цін на кредитні ресурси. Виявлено проблеми функціонування грошово-кредитної сфери України. Запропоновано заходи із забезпечення стабільності грошової одиниці. Determined that the stability of the financial system depends on the stability of the currency. The main trends of the monetary sphere Ukraine. Ensuring the stability of the areas should be implemented by stabilizing monetization, currency, price stabilization and stabilization of prices for credit. The problems the monetary sphere in Ukraine. Established that the money supply of the economy on the level of monetization limit value which should be equal to 70-80%. Since independence, the level of monetization has not reached the standard value. Proved the high rate of national currency devaluation accompanied by a decrease in confidence in it and, consequently, decrease the coefficient of monetization and increasing dollarization of the economy. Established that Ukraine is «vysokodolaryzovanoyu» country, which is manifested in the inability of the national currency serve as universal equivalent, strengthening economic dependence of the state, depending on the value of the hryvnia currency market on the amount of foreign money; raising the level of the shadow economy. The dynamics of inflation during the 2000-2014 biennium. Established that since 2001 inflation slowed to 2008 the growth rate of consumer prices were lower than the GDP growth rate. In 2002 and 2012 in Ukraine was deflation, and in 2014 hosted the rapid development of inflation. Monetary stability analysis showed that a sharp change in the official exchange rate of the national currency took place under the influence of the financial turmoil caused by the global financial crisis of 2008–2009. And socio-political upheavals in 2014 proposed measures to ensure the stability of the currency. Determined that the stability of the financial system depends on the stability of the currency. The main trends of the monetary sphere Ukraine. Ensuring the stability of the areas should be implemented by stabilizing monetization, currency, price stabilization and stabilization of prices for credit. The problems the monetary sphere in Ukraine. Established that the money supply of the economy on the level of monetization limit value which should be equal to 70-80%. Since independence, the level of monetization has not reached the standard value. Proved the high rate of national currency devaluation accompanied by a decrease in confidence in it and, consequently, decrease the coefficient of monetization and increasing dollarization of the economy. Established that Ukraine is «vysokodolaryzovanoyu» country, which is manifested in the inability of the national currency serve as universal equivalent, strengthening economic dependence of the state, depending on the value of the hryvnia currency market on the amount of foreign money; raising the level of the shadow economy. The dynamics of inflation during the 2000-2014 biennium. Established that since 2001 inflation slowed to 2008 the growth rate of consumer prices were lower than the GDP growth rate. In 2002 and 2012 in Ukraine was deflation, and in 2014 hosted the rapid development of inflation. Monetary stability analysis showed that a sharp change in the official exchange rate of the national currency took place under the influence of the financial turmoil caused by the global financial crisis of 2008–2009. And socio-political upheavals in 2014 proposed measures to ensure the stability of the currency.